The “Pay What You Want” course the government tried to shut down is BACK!

PAY WHAT YOU WANT – Starting at $35

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Scroll down to see EVERYTHING included in the course!

INTRODUCTION VIDEO: Don't skip this!

This introduction video is going to set the groundwork – covering 6 THINGS YOU HAVE GOT TO KNOW IF YOU ARE GOING TO PASS THE NMLS S.A.F.E. EXAM

8 minutes 36 seconds

MODULE 1: Motivation, mindset, belief

BEFORE you look at the content or the things you have to learn, you need to look at some other things…

  • Learn to think about studying in a productive way
  • We’ll tap into the power of  MOTIVATION
  • We’ll learn how to make studying INTERESTING
  • You’ll be suprised to discover studying for the SAFE Exam can be FUN
  • We will KILL the doubts together

12 minutes 13 seconds

MODULE 2: Project Thinking

There are practical things you can do to make your studying environment, approach, and mindset more effective. This video helps you do that by providing study tips for…

  • Project-based thinking
  • Dealing with distractions
  • Appointments with yourself
  • Maximizing your brain power
  • Adding fun to studying
  • Building in your motivation
  • Knowing your WHY
  • Challenge thinking

9 minutes 48 seconds

BONUS : Two of my favorite STUDY MUSIC playlists

Music has proven to be a powerful way to set the environment for effective brain-work. Specific TYPES Of music have been proven to work better than others. I provide the two musical playlists I use whenever I study.

MODULE 3: Practical is Better

If you just study the regulations and don’t figure out ways to make it practical, you’re going to do lousy on the test. This video will help you…

  • Get out of “regulation” mode
  • Practice what you’re learning
  • Come up with real-life scenarios for the concepts
  • Buddy up to accelearate learning
  • BONUS: I may have a Facebook study group created by the time you reach this model

21 Minutes 34 seconds

MODULE 4 : How The Mortgage Lending Business Works

Building on what you learned in MODULE 3, you’ll be walked through an overview of what you’re learning in the context of WHAT exactly you’re going to be doing as a MLO.

8 minutes 21 seconds

BONUS : What Will Be On Your NMLS Test

It’s no secret WHAT you will have to know to be ready for testing. But many people STILL feel like it’s a mystery. No more. Here you go.

10 minutes 11 seconds

MODULE 5: Small bursts VS large cramming sessions

This video explains why it’s better to study in short bursts and will teach you…

  • How to make the absolute best use of limited time
  • How your learning can be fit into your routine effectively
  • Why cramming will kill retention

8 minutes 1 second

MODULE 6: Go Small To Master Big Things

Big concepts are made up of smaller pieces. This video will teach you how to…

  • Break down the concepts into bite-sized pieces
  • Learn how to drill yourself on small concepts and larger relationships
  • Apply “free recall” to stretch your capacity for learning
  • Use a journal to magnify your learning
  • Use feedback to test yourself effectively

16 minutes 43 seconds

BONUS: Demonstration of "The Feynman Technique"

Richard Feynman, a world-renowned scientest in his own right has also become famous for a simple technique he used to learn complicated processes and retain them – to the point he could simply teach brand new concepts from totally unfamiliar disciplines within 30 minutes. This video uses a piece of information you’ll undoubtedly need to know for your SAFE Exam to show you how the technique works. Apply this approach to as much of your studying as possible for greater success.

TO BE RECORDED

MODULE 7 : How I used a powerful free flashcard program

There is a  wonderful free flashcard software that helped me study SMARTER rather than HARDER. This video explains…

  • Where you can get the software (Computer, Android, and iOS)
  • How to install it and use it
  • How to load my deck of 550 NMLS flashcards
  • How this program builds on what you learned in MODULE 5 using the concept of “spaced repetition.”

8 minutes 2 seconds

RESOURCE: My 500+ Card Flashcard Deck (for use with ANKI)

For my NMLS study I created by own deck of digital flashcards – over 500 of them. I provide you with my entire deck and show you how to use them in this software.

BONUS: How to add your own cards to the flashcard software

I show you, step by step, how to add your own cards to the flashcard software – and explain why you SHOULD for more effective learning.

1 minute 11 seconds

MODULE 8: How to use my custom cartoon flashcards

Using cartoons, I created my own graphic flashcard designs to help the concepts of various regulations stick in my head. This video will explain…

  • How to use my cards (I give them to you)
  • Why this kind of learning is powerful
  • How you can make cartoon cards of your own

9 minutes 46 seconds

RESOURCE: My cartoon flashcards

The regulations that govern mortgage lending are filled with lots of industry and legal terms. It helped me to write-up the regulations in simpler ways that I could understand. This resource is…

  • The one-page summaries I created to put everything for each regulation onto one page
  • Use these to drill yourself based on the principles you learned in MODULE 4
  • I like to think of these summary sheets like Cliff Notes (c)

RESOURCE: My cartoon flashcards - ANKI deck version

The regulations that govern mortgage lending are filled with lots of industry and legal terms. It helped me to write-up the regulations in simpler ways that I could understand. This resource is…

  • The one-page summaries I created to put everything for each regulation onto one page
  • Use these to drill yourself based on the principles you learned in MODULE 4
  • I like to think of these summary sheets like Cliff Notes (c)

MODULE 9: How to maximize your 20-hour course practice tests

Most of the approved 20-hour courses have been authorized to create practice tests that students can use to prepare for the text. This video explains…

  • The type of questions you’ll see on your practice tests
  • How you can best prepare for the scenario-based questions they contain
  • How to read and interpret the questions carefully
  • How to notice “confused” questions and avoid being fooled by them

13 minutes 49 seconds

RESOURCE: My 1-page mortgage regulation summaries

The regulations that govern mortgage lending are filled with lots of industry and legal terms. It helped me to write-up the regulations in simpler ways that I could understand. This resource is…

  • The one-page summaries I created to put everything for each regulation onto one page
  • Use these to drill yourself based on the principles you learned in MODULE 4
  • I like to think of these summary sheets like Cliff Notes (c)

BONUS: How to use my 1-page mortgage regulation summaries for maximum results

I designed my 1-page regulations the way they are for a reason. In this video I explain my reasoning, point out how to use the features of the pages to study more effectively, and give suggestions on how you can maximize your study time with these sheets.

1 minute 11 seconds

MODULE 10: Mortgage Math Basics

There are a number of very basic math concepts you need to understand in order to work the problems on the NMLS test – I show you some of the most common MLO-related math functions and explain how to calculate them.

22 minutes 30 seconds

MODULE 11: Mortgage Math Basics You Must Understand And Remember

The math on the NMLS test can be very confusing if you don’t know how to read the questions and understand what you’re being asked for. This video demonstrates MANY of the common mistakes you can easily avoid if you know how to watch for them.

8 minutes 42 seconds

RESOURCE: My audio regulation definitions

It helps me to hear things as well as read them, so I created this audio track of the Federal Regulation definitions so that I could listen in the car, on the treadmill, etc. and learn the details through repetition.

Load them into your phone or audio player and listen and learn on the go!

54 minutes 43 seconds (audio)

BONUS: What to expect on test day

This is not my video – but is one I found so helpful I thought I’d provide it for you here at no extra charge. This video is produced by one of the companies that oversees the testing facilities and shows you exactly what to expect from the moment you walk in the door.

7 minutes 38 seconds

Ready to get started?

Carey Green

Instructor

I’m a retired Pastor of 20 years and I took the NMLS Safe Exam to become a MLO. I’m so thankful that I passed the test the first time with a score of 87% on February 22nd, 2013. 

Full Disclosure: I am NOT a MLO at present and neither I nor this course are in any way affiliated with the NMLS, SRR, or the CFPB.

ABOUT VERSION 1.0To be honest, I was very skeptical about this course at first. In August, I took a 20 hour preparation course, studied just those notes, and failed the SAFE Exam with a 71%. At that point, I knew I needed more resources, so I contacted Carey Green and he answered all of my questions immediately. I purchased the course and was blown away by all of the videos, flash cards, advice, etc. I passed the SAFE Exam the second time around with an 86%! Thank you so much Carey – I recommend this course to anyone who wants to pass the Exam!

Caroline C.

ABOUT VERSION 1.0The study tips really helped me prepare for the exam. I passed (unbelievably) on the first try- with an 83%. I doubt I would have come close to that score without this course. It’s a value at twice the price! Thanks!

Brian Cowan

ABOUT VERSION 1.0:
So glad I bought this course and followed his instructions. It helped me pass the test with the different styles of learning and flash card visualization. Well worth what I paid for the course.
Thank you!!

Mrs. E

ABOUT VERSION 1.0:
Carey – I wanted to send you a note and thank you for the amount of time and care you have taken to put this course together. I seriously started utilizing your site after I failed my first SAFE MLO with a 73%. I was heartbroken and on the drive home I decided I was going to devote time and energy to utilizing your course. After taking my 20 Hour Course I found myself having more questions than answers and after reviewing the information you provided I was able to understand the regulations and the terms and make sense of it all. Like you said you must know the regulations inside and out. ou also presented the TRID information in a way that I could understand it. I am happy to report that I passed yesterday with an 80% and I am so excited for my future !!! I would recommend your course to any one in the industry that needs to complete the SAFE MLO exam.

Brenda L. Jones

ABOUT VERSION 1.0: I was very cocky the first time I took the test. I have always been a very good test taker and I remember driving to the testing facility thinking, “I wonder if anyone has ever maxed this test?” So imagine what a comedown I had when I pressed that final button and found out that I had failed! I had no idea how difficult the test actually is and I was embarrassed to say the least.

When I told a friend he suggested signing up for this prep site. I should have sought his advice the first time and saved myself the aggravation and expense of taking the test multiple times.

This is a very difficult exam and Carey’s preparation exercises are invaluable.

Good luck and sign up for this program. You will not regret it!

Jerry DiGrezIo

ABOUT VERSION 1.O: I took a safe course about 3 years ago and never did anything with it. I have been waiting for my real estate license and decided to take the state required 8 hour course and pursue my MLO license. I was immediately overwhelmed by all the laws, regulations, and scenarios I needed to know.

I came across Carey’s course and at first I did not believe that I would need someone to show me how to study,. But what the heck, I gave it a shot. The videos ,materials, practice tests, and resources are so well organized that I passed the exam on my first try today with an 86%. The ANKI flash card program alone was worth the price of the course. Thanks Carey

Good luck to all and take this course it is amazing

Steven Picker

FAQ

I’ve gotten lots of questions about this course. Those answers can be found here.

More Student Testimonials

The testimonials on this page are just a sampling of the many happy students.

This course is not in any way associated with or approved by the NMLS, CFPB, or SRR. All students of this course WILL need to pay for and complete an approved 20-hour pre-licensing course in addition to using the materials provided here.